Model Validation Analyst

Company: SMBC Group
Location: Charlotte
Posted on: March 6, 2026

Job Description:

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. Role Description SMBC is seeking a qualified individual as a Model Validation Analyst that will report to the Compliance Model Validation Manager, in the Risk Management Department, Americas Division. The Compliance Model Validation Analyst will perform the validation of all compliance models for SMBC Role Objectives Document model development to standards consistent with regulatory expectation. Validate suitability of models for business purpose and according to internally developed standards. Assist in drafting policies and procedures for model development and maintenance. Audit policies and procedures. Create a number of backtesting methodologies to ensure models are producing expected results. Help validate model tuning for changes in transaction levels / types, market conditions and risk appetite. Role Responsibilities Conduct end-to-end validations and reviews of BSA/AML/Fraud models, assessing model risk from the aspects of conceptual soundness, data quality, model/scenarios design, model usage, model implementation, model performance, model control and ongoing performance monitoring Identify model deficiencies through validations, communicate the issue with model owners and senior management, and provide feasible and adequate recommendations Develop and maintain documentation templates, testing packages and automation tools/scripts to standardize validation processes Support audits and examinations for compliance and fraud risk models Maintain up-to-date knowledge in AML/fraud regulations and industry best practice Qualifications and Skills Minimum master’s or equivalent degree in Statistics, Mathematics, Engineering, Computer Science or related fields Preferred experience in compliance analytics, BSA/AML model validations, or related domains in financial institutions or consultancies Working knowledge in data science, with capability to cleanse, parse, restructure, and validated large datasets Experience of developing/validating machine learning models is preferred Familiarity with Oracle Database, Actimize SAM, and Fircosoft preferred Proficient in programming in SQL, Python/R, Hadoop and familiarity with Azure Cloud environment. Full stack knowledge is a plus but not compulsory. Good understanding of the finance industry and business lines Strong reasoning ability, analytical skills, and communication Additional Requirements SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law.

Keywords: SMBC Group, Burlington , Model Validation Analyst, Accounting, Auditing , Charlotte, North Carolina